Ready to open an account?

Schedule time with a Richwood customer specialist for an in-branch appointment. 

Schedule Appointment

How it works >>

1

Pick your time

Avoid the possible wait and know we'll be ready to assist you when you arrive
2

Complete the fillable form

Fill out the account opening information to save you time at your scheduled appointment
3

Choose your preferred branch

Select the branch location you would like to open an account with
4

Confirm your appointment

Click the "Book this appointment" button and we'll be excited to see you soon

Checking Accounts

Thrive Checking

BEST FIT: Perfect for when you want rewards for your everyday banking habits

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Advantage Checking

BEST FIT: When you maintain high balances and want to earn interest.

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Premier Checking

BEST FIT: You want free checking and free checks.

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Special Checking Accounts

We know teaching your child about money is one of the most important lessons you can give them. That’s why we offer Embark Kids and Embark Teens—two checking account options designed to grow with your child and help them learn financial responsibility at every stage.

Embark Teens: Ages 13–17

For older kids ready to take their next financial step, Embark Teens is a checking account that provides more independence while keeping you in the loop. It’s a great way for your teen to practice managing money, especially if they have a part-time job.

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Embark Kids: Ages 8–17

Perfect for younger kids, this account offers a hands-on way to understand saving, spending, and earning. With parent-supervised access, your child can begin building healthy financial habits in a safe, controlled environment.

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What’s in a Richwood Bank debit card?

EMV Technology

A computer chip that stores your card data and protects against fraud.

Fraud Prevention

Download Card Control, a free app that empowers you with personalized controls, such as setting spending limits and location restrictions, and receive real-time alerts when your card is used.

Personalization

Customize your debit card with your own photo.

Personalize Your Debit Card!
Savings

Savings Accounts for Every Goal

Whether you save a little or a lot, we have a savings account that will fit your needs and make it easy to reach your goals.

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Online Banking

24/7 Control of Your Finances

With just a few clicks, customers can check account balances, review transactions, and transfer funds between accounts.

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