Ready to open an account?

Schedule time with a Richwood customer specialist for an in-branch appointment. 

How it works >>


Pick your time

Avoid the possible wait and know we'll be ready to assist you when you arrive

Complete the fillable form

Fill out the account opening information to save you time at your scheduled appointment

Choose your preferred branch

Select the branch location you would like to open an account with

Confirm your appointment

Click the "Book this appointment" button and we'll be excited to see you soon

Checking Accounts

Thrive Checking

BEST FIT: Perfect for when you want rewards for your everyday banking habits

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Advantage Checking

BEST FIT: When you maintain high balances and want to earn interest.

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Premier Checking

BEST FIT: You want free checking and free checks.

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What’s in a Richwood Bank debit card?

EMV Technology

A computer chip that stores your card data and protects against fraud.

ID Theft Monitoring

Continuous ID theft monitoring and suspicious activity notifications – at no cost for primary checking account holders.


Customize your debit card with your own photo.


Savings Accounts for Every Goal

Whether you save a little or a lot, we have a savings account that will fit your needs and make it easy to reach your goals.

Online Banking

24/7 Control of Your Finances

With just a few clicks, customers can check account balances, review transactions, and transfer funds between accounts.