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Special Checking Accounts
We know teaching your child about money is one of the most important lessons you can give them. That’s why we offer Embark Kids and Embark Teens—two checking account options designed to grow with your child and help them learn financial responsibility at every stage.
Embark Teens: Ages 13–17
For older kids ready to take their next financial step, Embark Teens is a checking account that provides more independence while keeping you in the loop. It’s a great way for your teen to practice managing money, especially if they have a part-time job.
See MoreEmbark Kids: Ages 8–17
Perfect for younger kids, this account offers a hands-on way to understand saving, spending, and earning. With parent-supervised access, your child can begin building healthy financial habits in a safe, controlled environment.
See MoreWhat’s in a Richwood Bank debit card?
EMV Technology
A computer chip that stores your card data and protects against fraud.
Fraud Prevention
Download Card Control, a free app that empowers you with personalized controls, such as setting spending limits and location restrictions, and receive real-time alerts when your card is used.
Personalization
Customize your debit card with your own photo.
Savings
Savings Accounts for Every Goal
Whether you save a little or a lot, we have a savings account that will fit your needs and make it easy to reach your goals.
Online Banking
24/7 Control of Your Finances
With just a few clicks, customers can check account balances, review transactions, and transfer funds between accounts.
