Farm On

Agriculture is an integral part of our Central Ohio economy and vital to the growth of our communities. From equipment and inventory, to real estate and beyond, we can provide you with the financing you need.

Real Estate Loans

We have the expertise to help you find the right farm loan for your needs. Whether you are looking to expand your current farm operation by purchasing additional ground or just want to refinance your current land to lower your payments, let us put our creative products to work for you.

Farm Equipment

Need to add to your fleet of farm equipment or finally replace that piece that keeps giving you trouble? Buying new from the dealership or used from a private party? From farm trucks and tractors to skid steers and semis we can provide financing to you to get the equipment you need now so your operation can continue to run smoothly.

Operating Lines of Credit

As a working farm, you may need extra capital to assist you with your farm operations throughout the year. An operating line of credit can help you to purchase your seed and fertilizer or pay for repairs and labor while allowing you to maintain adequate cash on hand. Richwood banks offers lines secured by crops, equipment, or even farm land.


New equipment can be costly. When you lease, you can use your equipment for a specific period of time at fixed rental payments, and upgrade or add equipment when you need to. Whether you need to add a new truck to your fleet or dig for tillage on your acreage, our team can help you customize a lease to fit your needs.

Meet Our Agriculture Lending Team


Kent Kramer

When making a decision on a loan Kent Kramer knows that it can be a life changing move. Why not work with someone that has been in the business for 20 years. Kent is the kind of person that helps make this a smooth process. He will work alongside you from start to finish. Kent has his degree in Ag Engineering with minors in Psychology, Philosophy and Horticulture.

Todd Hoffman

When working with someone on the loan process, it is a better experience when it’s with someone that is down to earth and easy to talk to. You also want them to understand your individual needs. Todd is your officer! He is someone that will do what it takes for his customers and that could be you. Call or email him today for an appointment.

Kyle Feucht

Sometimes you need to work with someone who understands where you’re coming from. Someone who understands your needs and has the expertise to make your agriculture growth goals a reality. Born and raised in Marysville, Kyle Feucht is your local and trusted Loan Officer. He is straight forward, honest, and is willing to go to great lengths for his customers, which is why he is such an asset to our Lending Team.

When he’s not busy assisting customers, he serves on the Delaware County Farm Bureau Board, Benefit in The Barn committee, and helps lead the Young Ag Professionals group in Delaware County. He graduated from The Ohio State University with a degree in Agribusiness and Applied Economics; so he’s your guy when it comes to Agricultural Loans. Kyle is always available to speak with customers, so don’t hesitate to contact him!


Becky Hoffman

Becky has over 25 years in the Ag and Consumer lending field. She isour Ag and Commercial Lender for our Bellefontaine, Huntsville, and Springfield branches.

Alexis Johnston

Alexis has been part of our lending team since 2015. Hailing from Logan County herself, Alexis not only possesses an in-depth knowledge of the financial aspects but also holds a genuine understanding of the unique needs and challenges faced by local farmers. She and husband Cody are business owners themselves, managing Anywhere With You Acres, a small mum and pumpkin farm. If you're looking for a lender to tailor financial solutions that meet your Ag business goals, call or email Alexis for an appointment.

We can make your dreams affordable!

Contact us today!