Agriculture is an integral part of our Central Ohio economy and vital to the growth of our communities. From equipment and inventory, to real estate and beyond, we can provide you with the financing you need.
We have the expertise to help you find the right farm loan for your needs. Whether you are looking to expand your current farm operation by purchasing additional ground or just want to refinance your current land to lower your payments, let us put our creative products to work for you.
Need to add to your fleet of farm equipment or finally replace that piece that keeps giving you trouble? Buying new from the dealership or used from a private party? From farm trucks and tractors to skid steers and semis we can provide financing to you to get the equipment you need now so your operation can continue to run smoothly.
Operating Lines of Credit
As a working farm, you may need extra capital to assist you with your farm operations throughout the year. An operating line of credit can help you to purchase your seed and fertilizer or pay for repairs and labor while allowing you to maintain adequate cash on hand. Richwood banks offers lines secured by crops, equipment, or even farm land.
New equipment can be costly. When you lease, you can use your equipment for a specific period of time at fixed rental payments, and upgrade or add equipment when you need to. Whether you need to add a new truck to your fleet or dig for tillage on your acreage, our team can help you customize a lease to fit your needs.
Meet Our Agriculture Lending Team
When he’s not busy assisting customers, he serves on the Delaware County Farm Bureau Board, Benefit in The Barn committee, and helps lead the Young Ag Professionals group in Delaware County. He graduated from The Ohio State University with a degree in Agribusiness and Applied Economics; so he’s your guy when it comes to Agricultural Loans. Kyle is always available to speak with customers, so don’t hesitate to contact him!
Lindsay knows it’s more than a loan. She understands that making a big life decision can be pretty scary, but she’ll be with you every single step of the way. From thinking about a possible loan, to opening the door of your new store or business.
We can make your dreams affordable!
Contact us today!