Ready to open an account?

Schedule time with a Richwood customer specialist for an in-branch appointment.

How it works >>


Pick your time

Avoid the possible wait and know we'll be ready to assist you when you arrive

Complete the fillable form

Fill out the account opening information to save you time at your scheduled appointment

Choose your preferred branch

Select the branch location you would like to open an account with

Confirm your appointment

Click the "Book this appointment" button and we'll be excited to see you soon

Savings Accounts for Every Goal

Whether you save a little or a lot, we have a savings account that will fit your needs and make it easy to reach your goals.


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Simple Savings

You want a basic savings account with no minimum balance requirements.

Performance Savings

You maintain a high balance and want to earn a higher return.

Diamond Savings

You want limited check writing privileges and our highest interest rates.


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Certificates of Deposit (CDs)

You want to earn a high, fixed interest rate and don’t need immediate access to you funds.

Individual Retirement Accounts (IRAs)

You want to start saving for retirement.

Health Savings Accounts (HSAs)

You have a high deductible health insurance plan and want to save for future medical expenses.


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Christmas Club

You want to avoid financial stress by saving all year for your Christmas shopping.

Vacation Club

You want to enjoy a vacation free of financial stress by saving for your vacation all year round.


Long-Term Banking

Our reward checking accounts are always free and require no minimum balance, but when you do three specific things each month – you qualify for additional rewards!

Credit Cards

Increase Your Purchasing Power

Our Visa® credit cards give you hometown convenience, worldwide acceptance, great benefits and much more.