Our affordable Business Operations Services save you time and money. Want more time with your employees and customers? How about less stress and headaches from paperwork? Richwood Bank gives you all this and more, at a cost you can afford.
Save Time & Money
Affordable business operations services
By focusing on what makes your business unique, staying relevant, identifying opportunities and then taking action – we push our local businesses into the next level of results and increase the bottom line. If you want fresh branding, a mobile friendly website, and digital solutions to get you noticed in this cluttered world, we can help you with that!
Get complete, customized payroll processing, including tax preparation and payment, with full personalized reports for your records. Our team becomes the accounting extension your business needs. It’s seamless, customized and easy.
Make it easy for your customers to do business with you. Richwood Bank provides your business with the power to process debit and credit cards, so your customers can pay the way they want. We’ll audit your transactions for free and see if we can beat your current rate. Mobile, POS, eCommerce and more.
Focused on training, coaching and educating you, this team of Richwood staff is dedicated to helping your employees and our community. Customer service, leadership, and accountability are merely the start. Together, we can teach one another how to fish and make our business sector stand out for our shared knowledge and success.
Need to set up online banking?
Need to set up bill pay?
Take back your valuable time with this simple service that makes daily bank runs a thing of the past. With Digital Deposit, you just scan checks and send them to us electronically, and then we credit your account. It’s that easy!
Positive Pay helps in creating, transmitting and researching check records that you send to the bank, in doing this it serves as an anti-fraud measure. Reduce your risk of altered and counterfeit checks by checking them against records created through Positive Pay. You review the report and decide whether the check is to be paid or rejected.
Do customers mail you payments? A lot of payments? If you are tired of the envelope opener and manual entry of receivables to your books, consider letting us take care of it all for you. A post office box will be established and incoming payments will automatically be deposited into your business account. The invoices will then be returned to you through an established process. It’s that easy!
Imagine a virtual Richwood Bank in your business receiving all your cash transactions safely and securely… and talking to us daily so the funds are available in your account. We make arrangements to pick it up with you, too.
Pay all vendors same day or next day with a couple clicks, and collect payments. International ACH also available to specific countries.
Commitment to Community Business
Ready To Thrive?
We're dedicated to providing you the services and tools to thrive. When you utilize our commercial products and invest in our service lines, you have the opportunity to reap the rewards. Plus, our business checking accounts make it possible for you to earn interest!Take me to Business CheckingTake me to Business Checking
Increase Your Purchasing Power
Our Visa® credit cards give you hometown convenience, worldwide acceptance, great benefits and much more.
The More You Grow, The More You Earn
Whether you’re a new startup or a larger commercial business, you can earn interest on your balance.