By leveraging Richwood’s robust banking solutions, you can concentrate on what truly matters—nurturing and expanding your business. We aim to streamline your financial operations, providing you with the tools and support needed to propel your business forward.
Save Time & Money
Affordable business operations services
Business Banking
Online Banking
Our online banking platform is your digital command center. Seamlessly manage your finances, initiate transactions, monitor accounts, and gain valuable insights—using our desktop version or with the convenient mobile app.
- Monitor transactions
- Transfer between accounts
- Download account information into financial software, like Quickbooks
Need to set up online banking? Contact Us
Business Banking
A Suite of Solutions
Each business has unique financial needs. That’s why we offer customizable online banking portals, empowering you to tailor your banking experience. Add ACH to manage billing or payroll, make secure online bill payments to vendors and utilities quickly and easily, or utilize Positive Pay to prevent fraud.
Online ACH
Take control of your payment processes with ACH services. Effortlessly initiate electronic payments, payroll deposits, and more through our user-friendly online portal. Designate authorized users within your organization, allowing select individuals to generate and approve ACH files.
Positive Pay
Protect your business against check fraud with Positive Pay. Customize your settings to review and approve checks before they clear your account, adding an extra layer of security to safeguard your finances.
Wire Manager
Discover the convenience of Wire Manager for your repetitive wire transfers. Create and save customized templates containing recipient information, transfer details, and any specific instructions. Next time you need to send a wire, simply select the appropriate template, review, and authorize the transaction—it’s that easy.
Digital Deposit
Take back your valuable time with this simple service that makes daily bank runs a thing of the past. With Digital Deposit, you just scan checks and send them to us electronically, and then we credit your account. It’s that easy!
Smart Safe
Imagine a virtual Richwood Bank in your business receiving all your cash transactions safely and securely. Your Smart Safe accurately counts each deposit and sends a daily report to credit your account. Increase efficiency and security with this automated cash handling service.
Lock Box
Do customers mail you payments? A lot of payments? If you are tired of the envelope opener and manual entry of receivables to your books, consider letting us take care of it all for you.
Want to learn more about these services? Contact Us
Merchant Services
Make it easy for your customers to do business with you. Richwood Bank provides your business with the power to process debit and credit cards, so your customers can pay the way they want. We’ll audit your transactions for free and see if we can beat your current rate. Mobile, POS, eCommerce and more.
Interested in Merchant Services? Contact Us
Additional Business Services
At Richwood, we’re more than just a bank—we’re your partner in business growth and efficiency. In addition to our robust banking services, we offer our valued service lines, designed to save you time and money.
Richwood Marketing
Expand Your Reach
Richwood Marketing
At Richwood Marketing, we’re dedicated to empowering businesses with impactful creative services and strategic media plans. Whether you seek fresh branding, mobile-friendly websites, or digital strategies to stand out in today’s competitive landscape, count on us to deliver the solutions you need.
Richwood Payroll
Simplify Your Business Operations
Richwood Payroll
Navigating payroll processes can often be overwhelming, diverting your focus from core business activities. Our team at Richwood Payroll is here to change that. With our expertise and commitment to precision, we ensure a seamless payroll experience, allowing you to concentrate on driving your business forward.
Richwood Financial
Secure Your Workforce's Future
Richwood Financial
A retirement plan isn’t just a benefit; it’s a statement of your commitment to your employees’ financial well-being. Richwood Financial specializes in crafting retirement plans tailored to your business’s unique needs. We understand that one size doesn’t fit all. Our experts will work closely with you to design a plan that aligns with your company’s goals, budget, and values.
Richwood Consulting
Find, Develop, Retain Top Performers
Richwood Consulting
Richwood Consulting offers services from a team of experts to help you find, develop, and retain quality team members to keep your business thriving. From on-site development solutions to creating personalized career paths, we have the tools to boost your workforce’s confidence, strenghten their communication skills, and enhance their problem-solving abilities.
Commitment to Community Business
Ready To Thrive?
We're dedicated to providing you the services and tools to thrive. When you utilize our commercial products and invest in our service lines, you have the opportunity to reap the rewards. Plus, our business checking accounts make it possible for you to earn interest!
Take me to Business CheckingTake me to Business CheckingCredit Cards
Increase Your Purchasing Power
Our Visa® credit cards give you hometown convenience, worldwide acceptance, great benefits and much more.
Checking
The More You Grow, The More You Earn
Whether you’re a new startup or a larger commercial business, you can earn interest on your balance.
