By leveraging Richwood’s robust banking solutions, you can concentrate on what truly matters—nurturing and expanding your business. We aim to streamline your financial operations, providing you with the tools and support needed to propel your business forward.
Save Time & Money
Affordable business operations services
Business Banking
Online Banking
Our online banking platform is your digital command center. Seamlessly manage your finances, initiate transactions, monitor accounts, and gain valuable insights—using our desktop version or with the convenient mobile app.
- Monitor transactions
- Transfer between accounts
- Download account information into financial software, like Quickbooks
Need to set up online banking? Contact Us
Want a sneak peek of Business Online Banking? Click here
A Suite of Solutions
Each business has unique financial needs. That’s why we offer customizable online banking portals, empowering you to tailor your banking experience. Add ACH to manage billing or payroll, make secure online bill payments to vendors and utilities quickly and easily, or utilize Positive Pay to prevent fraud.
ACH Manager
Take control of your payment processes with ACH services. Effortlessly initiate electronic payments, payroll deposits, and more through our user-friendly online portal. Designate authorized users within your organization, allowing select individuals to generate and approve ACH files.
Positive Pay
Protect your business with Positive Pay, preventing unauthorized transactions. Check Positive Pay lets you review and approve checks before they clear, while ACH Positive Pay helps monitor electronic payments. Customize settings for added security and ensure only authorized transactions are processed.
Wire Manager
Discover the convenience of Wire Manager for repetitive wire transfers. Create and save templates with recipient information, transfer details, and any specific instructions. Next time you need to send a wire, simply select the appropriate template, review, and authorize the transaction—it’s that easy.
Digital Deposit
Save time and skip the daily bank runs with Digital Deposit. Simply scan your checks, send them electronically, and we’ll credit your account—no trips to the branch needed. This secure, convenient service makes managing deposits faster and more efficient for your business.
Smart Safe
Imagine a virtual Richwood Bank in your business receiving all your cash transactions safely and securely. Your Smart Safe accurately counts each deposit and sends a daily report to credit your account. Increase efficiency and security with this automated cash handling service.
Lock Box
Do customers mail you payments? A lot of payments? Save time and eliminate manual processing with our lockbox service. We handle everything—from opening envelopes to processing payments—so you can focus on running your business, not managing receivables.
Want to learn more about these services? Contact Us
Merchant Services
Make it easy for your customers to do business with you. Richwood Bank provides your business with the power to process debit and credit cards, so your customers can pay the way they want. We’ll audit your transactions for free and see if we can beat your current rate. Mobile, POS, eCommerce and more.
Interested in Merchant Services? Contact Us
Additional Business Services
At Richwood, we’re more than just a bank—we’re your partner in business growth and efficiency. In addition to our robust banking services, we offer our valued service lines, designed to save you time and money.
Richwood Marketing
Expand Your Reach
Richwood Marketing
At Richwood Marketing, we’re dedicated to empowering businesses with impactful creative services and strategic media plans. Whether you seek fresh branding, mobile-friendly websites, or digital strategies to stand out in today’s competitive landscape, count on us to deliver the solutions you need.
Richwood Payroll
Simplify Your Business Operations
Richwood Payroll
Navigating payroll processes can often be overwhelming, diverting your focus from core business activities. Our team at Richwood Payroll is here to change that. With our expertise and commitment to precision, we ensure a seamless payroll experience, allowing you to concentrate on driving your business forward.
Richwood Financial
Secure Your Workforce's Future
Richwood Financial
A retirement plan isn’t just a benefit; it’s a statement of your commitment to your employees’ financial well-being. Richwood Financial specializes in crafting retirement plans tailored to your business’s unique needs. We understand that one size doesn’t fit all. Our experts will work closely with you to design a plan that aligns with your company’s goals, budget, and values.
Richwood Consulting
Find, Develop, Retain Top Performers
Richwood Consulting
Richwood Consulting offers services from a team of experts to help you find, develop, and retain quality team members to keep your business thriving. From on-site development solutions to creating personalized career paths, we have the tools to boost your workforce’s confidence, strenghten their communication skills, and enhance their problem-solving abilities.
Commitment to Community Business
Banking Built for Your Business
Whether you're running a burgeoning side hustle or leading a corporation, your business deserves a checking account that scales with you. Discover the right checking account for your business, no matter the size or scope.
Take me to Business CheckingTake me to Business CheckingCredit Cards
Increase Your Purchasing Power
Our Visa® credit cards give you hometown convenience, worldwide acceptance, great benefits and much more.
Commercial Loans
Fuel Your Business Growth
Explore our commercial loan options and find the perfect financing solution for your business.
