Still unpacking from this year’s vacation, but already dreaming about the next one? We get it. Whether you’re thinking tropical getaway, mountain retreat, or something closer to home, a Richwood Bank Vacation Club account helps you plan ahead—so your trip feels more like an adventure and less like a financial juggling act.
Save a Little. Enjoy a Lot.
The Vacation Club account is built for people who like to plan smart. Here’s the idea: you set aside a small amount of money each week throughout the year, and just in time for summer, we’ll deposit it straight into your account. Bonus? If you reach the full savings goal by our April deadline, Richwood Bank adds a little extra to celebrate your consistency.
How It Works
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Choose Your Weekly Deposit Amount:
You decide what works for your budget—$5, $10, $20, or $50 a week. -
Make 50 Weekly Deposits Before the Cutoff:
That’s your target to qualify for the bonus. -
Or Hit the Minimum Balance Requirement:
Prefer to deposit in chunks? That works too. Just ask us what your target amount is to qualify. -
Get Your Funds in Early May:
Your savings—plus your bonus—is deposited into your chosen Richwood account, ready to spend on your next big adventure. -
Bonus Example:
Save $20/week for 50 weeks and we’ll add $20 at the end. It’s our way of cheering you on for sticking to your goal.
Catching Up? You’ve Got Options.
Don’t worry if you’re starting later in the year—you can still participate. You’ll just need to either:
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Make a one-time deposit to catch up on missed payments
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Or increase your weekly deposit amount going forward
Our team can help you do the math so you stay on track for the bonus!
Make Saving Easy With Automatic Transfers
Want to make this effortless? Set up a recurring transfer from your Richwood Bank checking account. You can:
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Do it yourself through Online Banking
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Ask us to set it up when you open the account
Dedicated Savings, No Temptation
The Vacation Club is a savings-only account. That means no withdrawals until it matures in May—so your money stays where it belongs: growing toward your goal.
Ready to Start?
Open your Vacation Club account today and make next year’s vacation feel easy, affordable, and fun. Stop by your local branch or give us a call—we’re here to help you plan your escape.
