Richwood Bank wants kids to learn how money works and how to manage it. Our goal is to help every member of our community achieve a successful, financially secure life in whatever adventure they may choose.

These are a few of the FREE solutions we have available for our youngest customers.

Simple Savings with Deposit Prizes

The more you save, the more you earn. Every time your child comes to one of our branches to make a deposit, they can choose a prize from the treasure chest. No matter how small, every deposit brings you one step closer to larger savings and we encourage your child to see the benefits of it. As we adults love the interest rewards our Simple account can deliver on balances, we’d like to start the basis of reward earnings in their youth.

Simple Savings accounts allow six free withdrawals per month and come with a piggy bank and their choice of fun register book. We’ll show your child that saving can be very simple!

Coindexter Club – Online Game

Coindexter Club is a virtual-world game site that immerses children in real-life learning situations in a fun and safe environment.

In the virtual city of Econopolis, children assume responsibility for chores and jobs, run their own company, and manage their virtual earnings. They can even invest in the local economy by visiting the Econopolis Stock Exchange. The best part? It’s all FREE!

Program Highlights:

  • Geared toward kids ages 6 to 12
  • Free, open-ended online game with new activities and features constantly added
  • Teaches valuable money management skills with real-life learning situations
  • Encourages responsible behavior, accountability and dependability
  • Can be used in classroom setting or at home
  • Parents or teachers can track progress and assist in learning

Coin Machine – Fun and Easy to Use

When kids fill up their piggy bank bring them in to any Richwood branch. We’ve seen the smiles and anticipation when they come in to see how much they’ve collected in our cool, free (for customers) coin counter machine.

They’ll earn a prize every time when depositing the funds into their simple savings account.