Home values have never been higher, which makes now the perfect time to take advantage of your home’s equity. With a Home Equity Line of Credit (HELOC) from Richwood Bank, you get flexible, affordable access to funds—when you need them most.
Put Your Home’s Value to Work
Our team is here to help you tap into your equity and make the most of it. It’s a smart, affordable way to:
- Fund home improvements
- Consolidate high-interest debt
- Cover education costs
Let us help you turn that to-do list into a to-done list—with less stress and more flexibility.


Simple. Secure. Convenient.
With Richwood’s HELOC, you can:
• Access funds instantly from Online Banking
• Transfer directly to your Richwood checking account
• Avoid paperwork and branch visits
• Borrow only what you need, when you need it
Pay it down, and the funds are available again—no need to reapply. That kind of flexibility makes it easier to handle the planned and the unexpected.
Have questions before moving forward? Our team is ready to assist.
Richwood Bank, NMLS 412576

A quick application is required, and all loans are subject to credit approval. We’ll walk you through every step. Terms and conditions apply.