New IRS reporting mandates, how they would affect you

2022 Budget Proposal would require financial institutions to report information on customer bank accounts to the IRS. The proposal would require banks and other financial institutions to report to the IRS on the deposits and withdrawals of all business and personal accounts with a balance of more than $600.

 
 

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Pay your 2021 Richwood Junior Fair Invoice here.

 

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Do you need help with a student loan?

Richwood Bank has partnered with College Ave Student Loans to help you achieve your higher education goals.

 
 

Rooting for the Dreamers

We see you giving it your all. Rolling up your sleeves and forging ahead. We are too. Life may have given us a lump of coal, but we are all diamonds in the making.

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Latest News and Updates from Richwood

Locations

Richwood

28 N Franklin St
Richwood, OH 43344

Plain City

601 W Main St
Plain City, OH 43064

Marysville

250 E Fifth St
Marysville, OH 43040

LaRue

26 S High St
LaRue, OH 43332

Huntsville

4848 Napoleon St
Huntsville, OH 43324

Delaware

1512 W William St
Delaware, OH 43015

Springfield

2454 N Limestone St
Springfield, OH 45503

Springfield Downtown

63 W Main St
Springfield, OH 45502

Bellefontaine

120 East Sandusky Ave.
Bellefontaine, OH 43311

What is Richwood Bank all about?

Our goal is to inspire, protect and celebrate anything that helps communities thrive.

Richwood Bank is, first and foremost, community.

Community

For over 150 years, Richwood Bank has been dedicated to service and our communities. Our goal is to inspire, protect and celebrate anything that helps communities thrive. We strive to build up our communities and provide the financial services, products, and knowledge that allow our families, friends, and neighbors to live fulfilled lives.

Richwood Bank is staffed and run by financial experts.

Experts

Richwood Bank’s leaders possess both the skill and knowledge gained from education and experience to know what it takes to make the right decisions for the company; from the people we employ to the products we offer our customers. Our unique and innovative approaches to community banking have allowed us to stay relevant and stand out. From checking accounts and coffee, to loans and marketing, Richwood Bank and our employees continue to be change agents.

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We put the success of our customers first.

Serving You

We offer a wide variety of services and products that help improve efficiency, protection and convenience for all consumers in all stages of life. Richwood Bank is focused on making sure our customers succeed in their financial goals. Whether you’re a business, individual, or nonprofit, we understand that your financial goals are unique and important. Our products and our people are here for one purpose; to help you achieve your dreams.

More than just a bank

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Personal Banking

Located right in your community, we’re your financial partner through all of life’s adventures.

From a child’s first savings account, through buying a home, and on into the retirement years, we’re here for you.

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Business Banking

We’re committed to being your partner for growth.

Our team of experts are people who genuinely care about you and your business, whether you are a new startup or have been around for decades.

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"We tell everyone who will listen about Richwood Bank! We love the small town feel of friendliness yet their incredible out of the box thinking that is so rare to find! It doesn’t matter what branch we go to, they are so welcoming and helpful which was such a surprise to me when I visited a branch for the first time that didn’t know me."

Kaci KingWest Ohio Tool Co.

"I wouldn't dream of banking anywhere else. I love my local branch where I'm greeted by my name as soon as I walk through the door."

Steven ZirkleCustomer since 2010

”Richwood Bank has problem solvers. They are looking to help you handle your banking business, as opposed to looking for another transaction fee.”

Greg SehnertNuckles Sehnert & Associates

"I have had nothing but the highest quality of personal service from all staff I’ve interacted with from the day I walked in to set up my account. Then, over the weekend, I received a voicemail from Richwood and wondered what was wrong with my account. As I listened to the voicemail, I heard that it was simply a happy birthday wish. Not trying to sell. Not trying to get me to come in for other products. Just happy birthday and we hope you have fun and relaxation planned."

Jennifer CarrickCustomer since 2018

"The staff are wonderful! They all work so hard to meet any expectations I might need. I couldn’t ask for a better bank, I love Richwood!"

David SavayphoueCustomer since 2013

”Opening a small business was no small task.
Having Richwood Bank on my team was definitely the right choice!”

Brad PlotnerPlotner Hardware