Not all checking accounts are created equal.
And not all banks are either. Our reward checking accounts are always free and require no minimum balance. You can earn interest, cash rewards, and even get cash back on out of network ATM fees.
Better Your Business
We've got a full line-up of educational seminars and workshops to help you with your business.
Don't mind the mess, the Springfield branch is currently under renovation. We're still open in-branch, and remember our downtown location is fully operational, too!
Located right in your community, we’re your financial partner through all of life’s adventures.
From a child’s first savings account, through buying a home, and on into the retirement years, we’re here for you.Learn More
We’re committed to being your partner for growth.
Our team of experts are people who genuinely care about you and your business, whether you are a new startup or have been around for decades.Learn More
What is Richwood Bank all about?
Our goal is to inspire, protect and celebrate anything that helps communities thrive.
Richwood Bank is, first and foremost, community.
For over 150 years, Richwood Bank has been dedicated to service and our communities. Our goal is to inspire, protect and celebrate anything that helps communities thrive. We strive to build up our communities and provide the financial services, products, and knowledge that allow our families, friends, and neighbors to live fulfilled lives.
Richwood Bank is staffed and run by financial experts.
Richwood Bank’s leaders possess both the skill and knowledge gained from education and experience to know what it takes to make the right decisions for the company; from the people we employ to the products we offer our customers. Our unique and innovative approaches to community banking have allowed us to stay relevant and stand out. From checking accounts and coffee, to loans and marketing, Richwood Bank and our employees continue to be change agents.
We put the success of our customers first.
We offer a wide variety of services and products that help improve efficiency, protection and convenience for all consumers in all stages of life. Richwood Bank is focused on making sure our customers succeed in their financial goals. Whether you’re a business, individual, or nonprofit, we understand that your financial goals are unique and important. Our products and our people are here for one purpose; to help you achieve your dreams.
"We tell everyone who will listen about Richwood Bank! We love the small town feel of friendliness yet their incredible out of the box thinking that is so rare to find! It doesn’t matter what branch we go to, they are so welcoming and helpful which was such a surprise to me when I visited a branch for the first time that didn’t know me."Kaci KingWest Ohio Tool Co.
"I wouldn't dream of banking anywhere else. I love my local branch where I'm greeted by my name as soon as I walk through the door."Steven ZirkleCustomer since 2010
”Richwood Bank has problem solvers. They are looking to help you handle your banking business, as opposed for looking for another transaction fee.”Greg SehnertNuckles Sehnert & Associates
"I have had nothing but the highest quality of personal service from all staff I’ve interacted with from the day I walked in to set up my account. Then, over the weekend, I received a voicemail from Richwood and wondered what was wrong with my account. As I listened to the voicemail, I heard that it was simply a happy birthday wish. Not trying to sell. Not trying to get me to come in for other products. Just happy birthday and we hope you have fun and relaxation planned."Jennifer CarrickCustomer since 2018
"The staff are wonderful! They all work so hard to meet any expectations I might need. I couldn’t ask for a better bank, I love Richwood!"David SavayphoueCustomer since 2013
”Opening a small business was no small task.Brad PlotnerPlotner Hardware
Having Richwood Bank on my team was definitely the right choice!”
28 N Franklin St
Richwood, OH 43344
601 W Main St
Plain City, OH 43064
250 E Fifth St
Marysville, OH 43040
26 S High St
LaRue, OH 43332
4848 Napoleon St
Huntsville, OH 43324
1512 W William St
Delaware, OH 43015
2454 N Limestone St
Springfield, OH 45503
63 W Main St
Springfield, OH 45502