Ready to open an account?

Schedule time with a Richwood customer specialist for an in-branch appointment.

Schedule Appointment

How it works >>

1

Pick your time

Avoid the possible wait and know we'll be ready to assist you when you arrive
2

Complete the fillable form

Fill out the account opening information to save you time at your scheduled appointment
3

Choose your preferred branch

Select the branch location you would like to open an account with
4

Confirm your appointment

Click the "Book this appointment" button and we'll be excited to see you soon

Savings Accounts for Every Goal

Whether you save a little or a lot, we have a savings account that will fit your needs and make it easy to reach your goals.

Standard
Accounts

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Simple Savings

You want a basic savings account with no minimum balance requirements.

Performance Savings

You maintain a high balance and want to earn a higher return.

Diamond Savings

You want limited check writing privileges and our highest interest rates.

Specialized
Accounts

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Certificates of Deposit (CDs)

You want to earn a high, fixed interest rate and don’t need immediate access to you funds.

Individual Retirement Accounts (IRAs)

You want to start saving for retirement.

Health Savings Accounts (HSAs)

You have a high deductible health insurance plan and want to save for future medical expenses.

Club
Accounts

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Christmas Club

You want to avoid financial stress by saving all year for your Christmas shopping.

Vacation Club

You want to enjoy a vacation free of financial stress by saving for your vacation all year round.

Checking

Long-Term Banking

Our reward checking accounts are always free and require no minimum balance, but when you do three specific things each month – you qualify for additional rewards!

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Credit Cards

Increase Your Purchasing Power

Our Visa® credit cards give you hometown convenience, worldwide acceptance, great benefits and much more.

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