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How to Calculate Revenue Reduction and Maximum Loan Amounts Including What Documentation to Provide

The Small Business Administration (SBA), in consultation with the Department of the Treasury, has guidance to assist businesses in calculating their revenue reduction and payroll costs (and the relevant documentation that is required to support each set of calculations) for purposes of determining their eligibility for and amount of a Second Draw PPP Loan. Click here.

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What we know so far

Updates on Second-Draw PPP

New IFRs

We’re stepping up our efforts to assist our small business customers.

Richwood Bank has helped fund $61 million for our community businesses through the SBA Paycheck Protection Program. We have successfully accepted and helped more than 700 businesses. We are continuing to personally communicate with each of these applicants.

I am so thankful to be doing business with a local bank who has offered nothing but outstanding service! You all have been just incredibly wonderful, as I can honestly say, it’s nice to not feel like just a “number” when calling into the bank, like I have experienced with Chase. I will slowly be transitioning our accounts with Richwood for our personal and business needs!

Lori Stephens

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