Skip to main content

Federal Deposit Insurance Corporation

Protect Your Business from Fraud—For Less

Positive Pay

Fraud is on the rise—and businesses are increasingly the target. At Richwood Bank, we’re making it easier (and more affordable) for you to take control with Positive Pay, our most powerful fraud prevention tool.

Positive Pay monitors incoming payments and flags anything suspicious—whether it’s a check or ACH transaction. You decide what gets paid and what gets stopped.

For a limited time, we’re waiving the setup fee.
Even better? Sign up for both Check and ACH Positive Pay and get your first 3 months free.

  • Reduce your risk
  • Stop fraud in its tracks
  • Enjoy peace of mind

Not Quite Sure What

Positive Pay Is?

No problem—we’ve got you covered. Watch our quick video to see how Positive Pay works, how it protects your business, and why it’s one of the smartest tools you can use to stop fraud before it starts.

Hit play and feel more confident about protecting your bottom line.

Positive Pay Introductory Offer

Enroll in both Check and ACH Positive Pay by July 31, 2025, and Richwood Bank will waive the Positive Pay One-Time Setup Fees, as well as the first three months of *Positive Pay Service Fees.  A Richwood Bank business checking account and Business Online Banking enrollment is required.  Service will automatically renew every month and after your introductory offer ends.  You will be charged at then-current rates (currently $60.00/month), unless and until you cancel.  Written notification is required for termination. Termination requests received between the 1st and 15th of the month will be charged a prorated amount determined by a Product Solutions Support Representative and will be due upon termination. Termination requests received after the 15th of the month will be charged the full billing cycle. There are no refunds, except as provided in our Product Solutions Authorization Agreement. This offer cannot be combined with any other offer and may be modified or terminated at any time.  The Business Online Banking Service Fee is not waived as part of this Introductory Offer.

*Will appear on your statement as The Richwood Ban MonthBill 00044106588

Complete this form and one of our representatives from the Product Solutions team will reach out to answer any questions and talk through next steps to help you protect your business.