Personal Accounts with Personal Service

Welcome to Richwood Bank. We’re a team of banking professionals dedicated to helping you achieve financial health and success. Located right in your community, we’re your partner through all of life’s adventures. From a child’s first savings account, through buying a home, and on into the retirement years, we’re here for YOU.

Personal checkingChecking

From free accounts to reward accounts, personalized service is always included. Take a look at all your checking options. Personal Checking


Personal savingsSavings

Saving money can be hard to do. We make it easy. See which savings account is right for you. Personal Savings



Don’t leave the future to chance—plan for financial security. See how we can help. Investments


Personal loansLoans

Great rates and custom terms make financing your dreams affordable. Personal Loans


Card servicesCard Services

Cash isn’t always practical. Our credit, debit, and prepaid cards make your life easier. Card Services


Online bankingOnline Banking

We’d love to see your smiling face, but if electronic banking’s your thing, we’ve got you covered. Online Banking


Enjoy these great features with your Richwood Bank account:

Direct Deposit

We can receive your payroll checks and recurring federal payments automatically so you don’t have to run to the bank to deposit them. Deposited funds are always available when you need them, even when you’re out of town.

Telephone Customer Service

Get the latest information about your Richwood Bank account without having to log on or come to a branch. Just pick up any touchtone phone and call “888-943-2317” or “740-943-2317”.

Night Drop Depository

Use our Night Drop Depository to make secure deposits after hours.

Drive Thru Facilities at All Six Branches

All Richwood branches offer convenient drive thru service, so you can bank without leaving your car.

Mail-In Banking

Our bank by mail service allows you to mail non-recurring deposits.

Coin Counter/Sorter

When you’re ready to cash in all that change, bring it to any Richwood Bank branch. We have a cool machine that will quickly count your change for you!

ATM Card

An ATM card is free with your checking and savings account and gives you access to the STAR® and CIRRUS® network of ATMs worldwide.

Wire Transfers

We provide same-day transfer of funds for all domestic wires. International wires are also available. Incoming wire transfers are $10. Domestic outgoing wire transfers are $30 each and international outgoing wire transfers are $60 each or $70 if over $25,000.

Safe Deposit Box

Store important documents or valuables safely and securely. Safe deposit boxes are available in a variety of sizes at all our branches.

Money Orders / Cashier’s Checks

Money orders are $3 per request and cashier’s checks are $5.

Identity Theft Protection

We care about the safety and security of your credit and identity. That’s why we offer our customers the Assurant Red Flag ID Fraud Solutions program at no cost to you!

Complimentary benefits of the program include: Credit Report Assistance, Live Restoration Services, Emergency Preparation Kit, Document Recovery, and Identity Theft Education Center.

For more information check out the Member Education Website or call

Bank with the experts who really care. Stop by your local branch to open an account today.