Personal Accounts with Personal Service

Welcome to Richwood Bank. We’re a team of banking professionals dedicated to helping you achieve financial health and success. Located right in your community, we’re your partner through all of life’s adventures. From a child’s first savings account, through buying a home, and on into the retirement years, we’re here for YOU.


From free accounts to reward accounts, personalized service is always included. Take a look at all your checking options.


Saving money can be hard to do. We make it easy. See which savings account is right or you.


Don’t leave the future to chance – plan for financial security. See how we can help.


Great rates and custom terms make financing your dream affordable.

Card Services

Cash isn’t always practical. Our credit, debit, and prepaid cards make your life easier.

Online Banking

We’d love to see your smiling face, but if electronic banking’s your thing, we’ve got you covered.

Enjoy these great features with your Richwood Bank account:

Get the latest information about your Richwood Bank account without having to log on or come to a branch. Just pick up any touchtone phone and call 888.943.2317 or 740.943.2317.

We can receive your payroll checks and recurring federal payments automatically so you don’t have to run to the bank to deposit them. Deposited funds are always available when you need them, even when you’re out of town.

Use our Night Drop Depository to make secure deposits after hours.

All Richwood branches offer convenient drive thru service, so you can bank without leaving your car.

Our bank by mail service allows you to mail non-recurring deposits.

When you’re ready to cash in all that change, bring it to any Richwood Bank branch. We have a cool machine that will quickly count and sort your change for you.

An ATM card is free with your checking and savings account and gives you access to the STAR® and CIRRUS® network. of ATMs worldwide.

We provide same-day transfer of funds for all domestic wires. International wires are also available. Incoming wire transfers are $10. Domestic outgoing wire transfers are $30 each and international outgoing wire transfers are $60 each or $70 if over $25,000.

Store important documents or valuables safely and securely. Safe deposit boxes are available in a variety of sizes at all of our branches.

Money orders are $3 per request and cashier’s checks are $5.

We care about your safety and security. That’s why we offer Total Identity Monitoring Services® to the primary consumer checking account holder at no cost. Complimentary benefits of the program include: Initial Risk Assessment, Continuous Monitoring, Suspicious Activity Notification, and ID Theft Recovery & Resolution Services.

Bank with the experts who really care. Stop by your local branch to open an account today.