Monthly qualifiers

Each month, when you receive your statement electronically, are enrolled and have logged into online banking and have at least 12 debit card purchases post and settle – you are qualified to receive your rewards.

What you earn

You’ll earn $3, if you use Richwood Bank’s mobile app to deposit a check or you receive a PopMoney credit. If you use both, Mobile Check Capture and PopMoney to receive funds, you’ll earn $5.


Rewards are real-time, all the time. Once you’ve reached at least 12 posted and settled debit card purchases and had a direct deposit or bill payment (the e-statement is automatic once you sign up) – then you’re in the reward zone for the month. This means you’ll see your ATM fee refunds (up to $25 total each month) happen by next business processing day.

Qualification cycle

Your qualifying cycle starts at the first of the month and ends the last business day of that month.


Minimum to open is $50. All qualifying transactions must post and settle to the Power Up account during the statement cycle. If qualifications are met during the statement cycle, you will receive a $3 cash reward if you deposit a check through Mobile Check Capture or receive a deposit through PopMoney. You will receive a $5 cash reward if you have both a Mobile check Capture deposit and a credit from a PopMoney transaction post and settle to your account. Transactions and activities may take one or more banking day(s) from the date the transaction or activity occurred to post and settle to the account. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and debit-card transactions processed by merchants and received by Richwood Bank as ATM transactions. Domestic ATM fees incurred during the statement cycle will be reimbursed up to $25 and credited to account. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.  

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