Find Peace of Mind

Identity Theft Protection

We care about your safety and security. That’s why we offer Total Identity Monitoring® – comprehensive ID theft monitoring and recovery – to the primary account holder at no cost.

How does it work?

Initial Risk Assessment

Continuous Monitoring

Suspicious Activity Notifications

ID Theft Recovery

How do I get it?

After you open a Richwood Bank consumer checking account, Recovery Services will automatically be effective. To enroll in Total Identity Monitoring, coverage becomes effective once you sign up online.

Family Plan upgrades are also available at an additional charge to protect and prevent identity theft from you and your family. After you enroll, you’ll have the option to upgrade.

Don’t qualify as a personal primary checking account holder? Individual Plan upgrades coming soon!

Take the next step to protect yourself. 
Click below to get started.

*Access Code needed to sign up. Call us at 740.943.2317, visit us at any of our bank locations, or chat us online. 

How to Avoid Identity Theft

 

How Can I Protect My Identity?

Protecting your personal information helps you protect your identity. Here are some things you can do:

At home

  • Keep your financial records, Social Security and Medicare cards in a safe place.
  • Shred papers that have your personal or medical information.
  • Take mail out of your mailbox as soon as you can.

As you do business

  • Only give your Social Security number if you must. Ask if you can use another kind of identification.
  • Do not give your personal information to someone who calls you or emails you.

On the computer

  • Use passwords that are not easy to guess. Use numbers and symbols when you can.
  • Do not respond to emails or other messages that ask for personal information.
  • Do not put personal information on a computer in a public place, like the library.
 

How Will I Know if Someone Steals My Identity?

Read your bills and account statements. Watch for:

  • Things you did not buy.
  • Withdrawals you did not make.
  • A change of your address that you did not expect.
  • Bills that stop coming.

Look at medical statements. You might see charges you do not recognize. That might mean someone stole your identity.

 

Monitor Your Credit Report

Get your credit report. You get one free credit report every year from each credit reporting company. To order:

  • Call Annual Credit Report at 1-877-322-8228
  • Answer questions from a recorded system. You have to give your address, Social Security number, and birth date.
  • Choose to only show the last four numbers of your Social Security number. It is safer than showing the full number on your report.
  • Choose which credit reporting company you want a report from. (You get one report free from each company every year.)

The company mails your report to you. It should arrive two to three weeks after you call. Read your credit report carefully. Look for mistakes or accounts you do not recognize. This could mean someone stole your identity.