Welcome to the Business Loan Center

At Richwood Bank, we make sure our personal loans stay personal. That means meeting with you face to face, finding you the best rate, and customizing the terms to make your big purchase affordable. Whether you’re dreaming of a tropical vacation, a bigger car, or a new home, let us help make your dreams come true.

Enjoy these great features with all loans:

  • Personalized Service
  • Experienced Loan Officers
  • Local Decisions and Processing
  • Streamlined Application Process
  • Competitive Interest Rates
  • Flexible Loan Options

Personal Loans

We make it easy to get financing for whatever you need—from home renovations to vacations to debt consolidation. Our loan officers would be happy to meet with you to discuss your needs. There are lots of loan options available; we’ll find one that’s right for you.

Auto Loans

When it’s time to move on to a new (or new to you) car or truck, Richwood Bank can offer you a great deal on financing. Get pre-approved so you know how much you can afford before you begin your search. And, having your own financing gives you additional negotiating power once you’ve found the car you want.

Home Equity Loans

Put your house to work for you—use the equity you have in your home to get financing for your next big purchase or project. From paying off credit cards to building that deck you always wanted, your dreams can become a reality. Enjoy low fixed rates, starting at 4.99%. Loans are based on your home’s value, and lines of credit are also available.

*Home Equity Loan—All Annual Percentage Rates (APRs) assume loan amount minimum of $10,000 and a loan-to-value (LTV) of 80% or less. As of 4/1/12, 4.99% APR is available for qualifying properties, with a term of 0-5 years and 5.50% APR is available for qualifying properties with a term of 5-10 years. 1 to 4-family owner-occupied properties only. Appraisal fee of $370.00 is required. All other costs will be waived. Rates and terms may change at any time and vary by property time, loan amount, credit history, lien position and LTV ratio. Offer subject to change without notice. Offer expires 6/30/12. Pre-payment penalty of $500 will be assessed, if closed within the first 36 months. All accounts and services subject to individual approval.

Rates apply to new accounts and may not be applied to existing accounts.

All accounts, loans, and services are subject to individual approval and may be withdrawn without notice.

Agriculture Loans

Agriculture is an integral part of our central Ohio economy and vital to the growth of our communities. We’ve worked closely with area farmers, ranchers, and ag businesses for more than 140 years. We have the expertise and tools to help you succeed.

From equipment to inventory to real estate and beyond, we can provide you with the financing you need. We provide personalized service and can tailor a loan to fit your individual needs.

Mortgage Loans

Visit our Mortgage Center for information about our mortgage loans.

We can make your dreams affordable.
Give us a call today.