Rooted for Growth


Welcome to business ownership. It takes a lot of planning, creativity, organization and determination to START a business. And guts. Yeah, guts. So when you’re trying to launch this rocket, sail this ship, or ride the wave – we figured you’d need an account that rewards you for it and supports keeping fees easy to eliminate while you get rooted for growth.

When you maintain your average daily balance, plus opt in for an eStatement, you enter the qualifier stage to waive your service charge – every month. Get rewarded for your deposit relationship and loan accounts with us. The more you grow, the more you earn.

$10 Service Charge
$50 Minimum Balance to Open

“You don’t have to be great to start,

But you have to start to be great.”

– Zig Ziglar

Introducing the

Green Zone

Starting up a business and Richwood partnership can take time. So take time - we offer SIX months free.

Start Disclosure

*Fees could reduce earnings. Minimum to open is $50.00. The account is not to be used for consumer purposes. During the Green Zone period, the service charge will be waived and you will not be eligible to earn the cash back rewards.